You may be surprised at how much, all of your golf equipment combined, is actually worth. Then spare a thought to the position you would be in if that equipment was stolen, lost in transit or a particular expensive item was damaged beyond repair. With a specialist golf insurance policy from Rubber Ring, you needn’t worry. They can cover all of your golf equipment combined for just £26.99 a year for £2,500 worth of golf equipment, right up to £7,500 worth for just £49.99. PLUS, included in all policies is £5m Golfer’s Liability meaning we can cover you if you hit a wayward shot and injure someone.
This customer had his entire golf set stolen from his vehicle. Because his set was covered and out of sight in his locked car, Rubber Ring was happy to pay for the full value of replacement. Unlike other golf insurance companies, Rubber Ring’s cover applies 24/7 and Worldwide as standard and not not just when you are at the golf course
This means that with a Rubber Ring policy you won’t be subject to a limit on how much you can claim for any one item. Some policies restrict individual item claims to as little as £200 – so for example; if your £500 driver is stolen, you’d only get £200 compensation minus your policy excess.
If you are wanting to move away from your current golf insurance provider you can simply set your Rubber Ring policy to start on the date you current insurance expires, up to 45 days into the future.
In some instances your golf equipment can be covered on your home insurance policy but a lot of the time it is an optional add-on with an extra premium to pay. Be aware that you may also need to itemise your golf equipment on your home insurance.
Even if your golf equipment is covered on your home insurance, these particular policies usually come with a higher excess to pay and making a claim can also affect your renewal premium.
With Rubber Ring Golf Insurance there is only a £50 excess to pay (which can be waived for £7.50/year) and any claims made do not affect your renewal price.
Yes, your golf insurance equipment is covered 24 hours a day regardless of where your vehicle is parked. All we ask is that your car is fully locked and your golfing equipment is totally concealed in the boot or under the parcel shelf/manufacturer’s fitted cover.
1) Log your claim instantly 24/7 from your Rubber Ring Account
Alternatively call +44 (0)1732 520273
2) Tell us what happened, create video, upload images, receipts and any evidence
3) Our claims team review your claim and will be in touch within 2 working days
The most important thing you need to check when buying your golf insurance is the level of cover it provides you and your equipment. Some insurers out there may offer free gifts like a box of golf balls with every new insurance policy, when in fact, none of that matters. What matters is what you are covered for and if you trust that company to be there you if you need to make a claim.
Unlike some insurers, a Rubber Ring Golf Insurance policy covers you and your equipment at any time of the day and anywhere in the world. (Worldwide cover is included up to 120 days)
Remember, golf insurance is NOT a load of balls!
The full list of equipment covered is as follows:
As an added benefit, we have no single item limits on our equipment cover. That means even if you have a particularly expensive driver, set of irons, or bag, you will always be covered up to the total amount set out in your policy schedule.
Should you injure someone else or damage their property whilst on a golf course, Personal Liability Cover will take care of the cost of defending you in court, as well as any damages payable.
There was a case in recent history where a golfer hit a wayward shot that caused the loss of another’s golfer’s eye and he was held liable along with his golf club to the tune of £397,000.
It’s not always the case that a golf club will cover these liabilities so always make sure you find this out before you tee off; or just make sure you have the adequate cover in place yourself to get that peace of mind.
TERMS & CONDITIONS
All golf insurance policies are a contract between you “the customer” and Rubber Ring Financial Services Limited.
To apply for Rubber Ring Golf Insurance you must be a resident of the UK, Channel Islands or the Isle of Man.
10% discount applies to your first year’s premium only.
Product terms, conditions and excesses apply and may be varied on renewal.
Rubber Ring Financial Services Limited (Registered No. 12075495) is Authorised and Regulated by the Financial Conduct Authority
No.912930. Registered office: 24a Market Street Disley, Stockport, Cheshire, United Kingdom, SK12 2AA.
HOT GOLF LTD is an Introducer Appointed Representative of Rubber Ring Financial Services Limited.
